When you buy a house you are faced with additional costs called “costs-to-buyer”, often abbreviated to k.k. The question we often hear from our customers is; how to calculate costs-to-buyer?
Below is a list of things that can be included and give a good impression of the total cost purchaser, i.e. the purchase cost of a property. Incidentally, this again depends on the situation and may therefore differ from case to case. Moreover, they are averages and in many cases market prices apply.
|Buyer costs and additional costs|
|Transfer tax||2% of the purchase price for private individuals (non-investor)|
|Notary and land registry fees (delivery and mortgage deed)||Plus at least € 1,119|
|Purchase agent||Between 0.5% and 1% excluding VAT|
|Valuation report||€ 599|
|Application costs NHG||0,7 % of the total mortgage amount|
|Mortgage advice and mediation costs||€ 1.849|
|Bank guarantee||1 % of the amount of the guarantee|
|Architectural report||€ 350|