When you buy a house you are faced with additional costs called “costs-to-buyer”, often abbreviated to k.k. The question we often hear from our customers is; how to calculate costs-to-buyer?
Below is a list of things that can be included and give a good impression of the total cost purchaser, i.e. the purchase cost of a property. Incidentally, this again depends on the situation and may therefore differ from case to case. Moreover, they are averages and in many cases market prices apply.
Buyer costs and additional costs | |
Transfer tax | 2% of the purchase price for private individuals (non-investor) |
Notary and land registry fees (delivery and mortgage deed) | Plus at least € 1,119 |
Purchase agent | Between 0.5% and 1% excluding VAT |
Valuation report | € 599 |
Application costs NHG | 0,7 % of the total mortgage amount |
Mortgage advice and mediation costs | € 1.849 |
Bank guarantee | 1 % of the amount of the guarantee |
Architectural report | € 350 |